Avoid Foreclosure Now!!

Dear Homeowner:

I am Licensed Real Estate Salesperson with Appleseed Homes, I specialize in.short sale properties. I am reaching out to all homeowners who may be interested in knowing more about this program. My office is located at 2043 Richmond Ave, Staten Island, N.Y. 10314.

Appleseed Home’s history dates back to 1977, when it was founded as an independent real estate office on Staten Island by broker/ owner Henry Setaro. During that time, our organization was the recipient of multiple awards for excellence in productivity on the local, national, and international levels, as well as being recognized for superior customer service.

When housing prices in many parts of the country were booming a couple of years ago, there wasn’t much national attention given to short sales. But with the current subprime debacle and increasing mortgage delinquencies, many people are wondering if the short sale process is a way to avoid foreclosure. During a short sale, our mutual goal is to get an offer accepted as quickly as possible by your lender to prevent a foreclosure. The effects of a short sale are far less damaging then a foreclosure or a bankruptcy.

Key point in a short sale:

A Short sale is the difference between what you owe and what the home finally sells for. This was normally considered income, and would have been taxed as such…until the Mortgage Forgiveness Debt Relief Act was passed in December 2007, and applies to debt forgiven in calendar years 2007 through 2012. as such because this is not considered income, you may not have to pay taxes on it — please consult with your CPA to get the complete and right answer.

If you’re interested in knowing more about the short sale process and would like to set up an appointment,

Please call me:

office:  718-698-9797

cell (646)251-9618


David Rivera

Published by

David Rivera

NYS Licensed Real Estate Associate Broker at NEUHAUS REALTY INC. Richmond ROAD , Staten Island, NY 10306 I am a Certified Short Sale Agent and e-Pro certified Equator Elite Agent.

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