Eviction – The Outcome of a Holdover Proceeding

Eviction (Holdover proceedings) from the eyes of a Landlord going to court in NYC.

COURT HOUSE 

Step 1 

Holdover is the process taken to seek a warrant for eviction. Eviction is the final outcome of a holdover proceeding.

The process of eviction ((Holdover Proceeding)) is a very time consuming event. You must be prepared to treat this as a business because this is the way the courts view this process. New York State is a tenants state you will hear from many landlords that the” tenant has all the rights”. Holdover is the process used to bring the action into court. You use this process when you wish to gain possession of your property from a tenant.

The judge can also award you past due money owed to you. This is called “Use and Occupancy.”

Well first you must decide when you are going to start the process I have a rule of thumb if a tenant is ten to fifteen days late paying their rent and have no lease, they are a candidate for a Hold over proceeding, if they could not pay the rent in thirty days. They are not likely to pay the rent in fifteen, other candidates would be tenants that are a nuisance or involved in illegal activities.

First step to Holdover proceeding for a tenant in a non- rent stabilized, non -rent control apartment and non- government fundedTenant is the following.

You must fill out the thirty day notice Bloomberg form (B307).

When filling out the thirty day notice you have to describe the premise being sought after.

Name of the Tenants and all under Tenants living in the premise, If you do not have the under tenants name you can referrer to them as Jane Doe and John Doe.

You must have The Tenant served with a thirty day notice by someone who is not a party to the action, one for all Tenants and under Tenants who are in the apartment. This service should be done a few days prior to the commencement of the new rental period. If the rental period starts on the first of the month than you should serve them on or about the 26th or 27th of the expiring  month or if it starts on the 15th of the month then you should serve notice on the 10th or 11th of the month before new month begins.

Tenants can be served during the hours of 8am and 9pm Mon thru Saturday.

One day after serving the thirty day notice you must have it mailed to  all Tenants occupying the apartment , one by certified return receipt and one by regular US postal service.

You must have the server state at the bottom of the B307 on the reverse side that on the following day two mailings have been mailed  to each named respondent

The individual who made the service must sign the back and describe the person he served and acknowledge that he has also place a notice in the mail as described above. He must also state that he is not a licensed process server and is over the age of 18 and is not a party to the action.

You may also elect to have a process server do the serving of the thirty day notice for a fee.

This is not legal advice this is coming from my experience in doing my own personal Holdover proceeding. You may want to seek legal help if this seems to obscure you may go to any landlord tenant court  and ask to see the prose attorney they will assist you.

I started doing my own Holdover proceedings in 1997 and have very good results. On May 28, 2013 I started a new Holdover proceeding case and have had the Tenant served with a 30 day notice.

I did receive a call asking why I was taking these steps all I had to do was asked for the apartment and they would be willing to move. Apparently the Tenant forgot that I asked for the apartment a year ago and now is the time that I am ready to make this move. I have prepared myself to go forward with this proceeding.  Now I must wait for the Thirty days before I can serve them with a Notice of petition and a petition to Holdover.

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What you should know about your credit score

How is your credit?

 This is a question that many consumers do not pay much attention to until they want to purchase an expensive  item. All they know is that they have a credit card and once a month, the bill comes and they pay a portion of it. They are not aware of loan to value of a credit card.

I would suggest that you take time out to see what your credit score is. As a consumer you should also know how to read your credit report. If you find discrepancies in the report you should be aware of your right to challenge any incorrect reporting.

You must be wondering where can you get a copy of  your credit report, actually you are entitled to a free credit report from the credit reporting bureau once every twelve months as per the federal trade commission.

There are two types of credit reports one is considered a hard inquiry and the other is considered a soft inquiry.

The hard inquiry is when a company or someone other than yourself asks to see what your credit score is for the intention of lending or extending credit to you. The number of request within a given period can affect your score. This request may stay on your credit report for up two years. This is why it is very important to know who is inquiring about your credit.

The soft inquiry is when you, yourself ask for the copy of your report to review what is on it. Be aware that you have the right to ask for a credit report at any time, when  someone denies you credit at no charge to you or once every twelve months for free

Here is a video to explain how credit  works, how it is calculated and how to fix it.


Don’t lose yourself!

Identity theft is a crime that you may not know about until it’s too late. Some thieves will use your identity for a while and build up your credit without you being aware of it. Then when the pot is ripe they come down and milk your credit for everything it’s worth. When the bill collectors come knocking on your door. Your angry, upset, and wondering how this could have happened. This may take some time to clear  your records. While you’re trying to clean up this unfortunate nightmare that has occurred you may lose out on opportunities that are available to you. You may be set back on purchasing a home, car, boat ,student loan and  anything else you were interested in obtaining.

Most of us do not ask for annual credit reports leaving your credit worthiness up for grabs.  You sould be aware that there are people who live stealing identities. They go as far as looking into your garbage, mail, pick your pockets, through the internet, restaurants and other locations you frequent.-

You must protect yourself before it happens so when you need your credit it is there for you. Just taking a little bit of time to place alerts with the credit reporting agencies and your credit card company, putting alerts when new credit card applications are being process with the credit card agencies. I assure you credit card companies do not mind putting these alerts on your account since they are the ones at high risk of losing funds